Loan Process

1

Understand your needs and goals

The first step towards your dream home is to know how much you can afford.

Calculate
2

Contact a mortgage advisor

Review the best loan options based on your qualifications. Receive rate quote analysis.

Contact
3

Start a loan application

Complete our secure online loan application and upload all the needed documents to get a fast pre-approval.

Apply Online
4

Finalize loan terms

Your mortgage advisor will help you reviewing and locking your rate, term, and closing costs. Your home appraisal is ordered, as needed. You initiate your home insurance coverage.

5

Underwriting

Our processor will gather and sort any supporting documents you provided, then submit your file to underwriting for a clear to close.

6

Clear to Close

After your loan is approved, you are ready to sign the final loan documents. You must review the documents prior to signing. Time for celebrating, you did it!

Are you ready to get started?

Talk to any of our experienced and licensed Mortgage Advisors who can answer all your questions, provide you with rate quotes and help you find the best loan suitable for you. Call today 916-276-0805 or